If a vehicle has no damage report attached, how do I know what's actually wrong with it?

A missing damage report is more common with certain seller types (some insurance-direct or fleet listings skip a formal report) and doesn't necessarily mean there's no damage — it usually means you need to rely more heavily on the condition photos, the loss type field, and the run-and-drive status instead. If the gap concerns you, an in-person preview or independent third-party inspection before bidding is the safest way to fill in what the paperwork doesn't.